Philippine Prudential Life Insurance Credited Back My Money After Less Than a Month


Got My Money Back from  Philippine Prudential Life Insurance After 25 Days

What a pleasant surprise! After less than a month, the Philippine Prudential Life Insurance credited or charged back my money on my debit card! It's a good news for people who have been duped by their poor internet marketing strategies and hoodwinked to sign up for their endowment (savings + life insurance) policy. 

How to Get Your Money Back from the PPLIC

Below are the easy and simple steps that that you too can do so they could swiftly return my money to my debit card. 

1. Write a Cancellation Letter stating my reason that I am no longer interested with their program. You can opt to tell them that you can no longer afford the monthly deductions or contributions or whatever it's called.

2. Submitted  it to the branch that lured you, or where you got your policy. In my case, I got my policy from Cebu and bravely submitted it to their Iloilo branch. I was very firm with my decision as they would most likely try to convince you not to cancel. Some may even try to scare you that you can no longer get the full refund but trust me, it was stated in their 11th policy rules that you can cancel it within 15 days that you got the policy. 

3. Have them receive or sign your letter, get a copy of it. (Just to have a proof that they received it)

4. Request a SOA (Statement of Account) with the status: Cancelled upon inception (This is very important so would no longer be authorized to deduct certain amount of money from you bank account)

5. File a dispute or something like that to your credit card company so they will not charge you anymore. (If you paid them through your credit card)

For those who are outside the country, you can authorize your relatives or someone who can trust (if you can hire a lawyer, the better) to act on your behalf and follow the steps that I have given. 

If you need to call their call center, below is their latest number. Some people I know complained about them not picking up with their old number, I guess they changed it since bazillion of people have been complaining so they must have been ticked a tad.

Philippine Prudential Life Call Center (02) 902 2300 

Lesson Learned from this Experience

You cannot just decide on your retirement, savings or insurance in just a matter of minutes. It takes a careful planning and consideration. Perhaps the greatest thing that I have learned is simply to ignore strangers as they often could only do you harm instead of expect them to bless your life. It's funny that I have read a joke before which says, 

"When someone's selling you an insurance, run away!"

Should you have any questions, feel free to leave your comments below or connect with me on Facebook.

For a thread on how I got duped by the insurance agents of PPLIC in SM Cebu and a picture of these pernicious charlatans, click here for the story.

Do you find the post informative, fun and helpful? Then what about buying me a drink?

64 comments:

Anonymous said...

Hi, isa din kami sa nabiktima ng Phil. Prudential Life, in 45 min. nka gawa kami ng decsyon na hindi namin npag isipan ng maigi, Ngayon gusto namin ipa terminate yung policy, ang ikinatakot namin bka hindi kami ma refund sa 14,592 na nai charge sa credit card ng asawa ko. wla pang 24 hrs ang nakalipas at nagsisi na kami. Anong pwede naming gawin? please help us. Were come from Cagayan de Oro City. u can e mail us pableobvrly@yahoo.com thank you sa much.

Jonha @ Happiness said...

Marami rami na rin silang naloko, since wala pang 24 hours, madali lang yan ipacancel at ipacharge back. Punta kayo dito sa mga shinare namin na ginawa namin:

http://jonhappiness.blogspot.com/2010/06/stay-away-from-philippine-prudential.html

Anonymous said...

planholder ako ng company. but im happy and satisfied. para sakin rin nman yun. ako rin makikinabang.

Anonymous said...

hindi nyo kasi nkita ang value kung anong meron kayo. cguro kasi mayayaman na kayo. feeling nyo marami na kayong pera. pro balang arw. mawawala rin lahat ng yan lalo na kung hindi nyo didisiplinahin sarili nyo. kung ayaw nyong mag ipon, eh di wag. wag sana kayong mghirap balang araw.

Jonha @ Happiness said...

Are you the same crablink who "used" to work with the company and trying to convince everyone that it's for our future when our monies could be truly safe and worth investing in other reputable companies? Can't you just understand that security is very important for us and being investors, we have the choice (not just within 45 minutes!!!) to plan where we want our monies should be invested. If you plan to remain with your company, so be it, but you CANNOT hold it against us if we're unsatisfied. You have no RIGHT to tell us what to do because after all, you're just of those vultures trying to take away our hard earned monies. C'mon, get a life! For real, get a job that doesn't require fooling other people.

Anonymous said...

i attended the presentation but wala naman silang nakuha sakin. you have the right to say no. nobody can force you to get something na ayaw mo.maganda naman yung service nila, di pa lang siguro ko ready.. although they are persistent,sakin pa rin yung final desisyon..

Shane said...

Hi I've been waiting for may money back its been 38 days still PPLIC havent refund may money. Grabe pag nag credit sila wla pang one minute wla na ung pera pero pag refund na sobrang tagal. Kailangan ko na ung pera parang nagiging hopeless na ako to get it back.

july said...

hi i am julie isa din me namomoblema ngayon. I went to SM Fairview with my sister and my niece when ladies approached me to join their promo and 45mins. to introduce their company. as the conversation i made a wrong decision too as like you before September 26, 2010.Oct 3,2010 i've been in thier office where as i attended and tell my reason to discontinue my contract. As the Sales Manager having conversation he always oppossing with my decision to stop and I want money back.He says somethin and encouraging you again not to stop and He scared me too that the contract would not be broke and comparing it a thins that if you've bought it cannot no longer bring it back.but were talking about my Money. It is Investing saving only and I have a rigth to decisioning no matter what happen.Sa takot ko nagbigay muna me decsion e-continue and try to have person to who can give a advice. until I came up a decision to Discontinue as the enternet says it is my previlleges and have right to stop the decision i made.Oct. 10, 2010 i realized to discontinue my policy contract and made a cancellation letter and send it to their Main Office. 2nd Step is to cnacell my Auto Debit form that I signed a month;y deducting to my credit card.

dada said...

Thank God! Finally, I got my money back after 24 days, i was Withdrawing a money from my ATM this noon when i saw my balance is high it was 5k+ but now its 29k+
so it seems PPLIC was fully refunded my money. I thought i can't get this money back but, BIG THANKS to Miss Jonah for this Blog that helps me a lot on how to and what to do to be able to cancel the said policy. Thanks again! xD

Donny said...

Thanks for posting this blog. I just visit today to end up my policy, but in a polite way I explain my reason na I'm not yet ready for this though they offer me to downgrade my monthly deposits. I just really need my money for emergency case and that's the main reason.

Angel said...

Thanks for posting this blog..I'm a recently victim by PPLIC last Nov. 30,2010 ,after reading your blogs I got some idea to cancel my policy..although I came from Cagayan Valley, I want to go back in Manila just to cancel my policy asap..I can't believe that i was duped! Madami dami na din palang nabibiktima so spread your blogs para naman maraming magising!I just really need my money back!!I'm Looking forward na mabawi ko ang nakuha sa credit card ko.

Patrick Dacanay said...

I find "When someone's selling you an insurance, run away!"statement is absurd.

I am a financial planner here and in the U.S. and the very first financial product that one should have is a life insurance. You can quote Suze Orman and other financial advisor about this. Even the high and mighty Robert Kiyosaki advises the on his Game of Money that one should posses a life insurance.

For me, if one really want to get a life insurance you need to check the stability of the company where you are entrusting you money with. It's like investing in the stock market, you purchase security of the company you trust not to closed down after you purchase it. Right.

It's just a simple common sense!

And you as a writer, knows for a fact that other people will read your blog and you will be able to
influenced them, so, you need to be responsible in what you write.

Lastly, I just want to ask you, if are aware that life insurance company are the one responsible of the market movement here in Manila? Insurance company are the biggest investor in PSE? Without us, PSE will not prosper today.

Think before you write.

See you around,
Patrick Dacanay

chazer said...

help me guys.. ng pa member kasi ako nung nov. 7, 2010 ndi na daw pde irefund ang pera ko kasi daw wla pa daw ako 1 year na member. panu un?huhuhuhu

chazer said...

help me pls.

nov 07, 2010 ako member

i want my money back huhuhu :(

12,395 ung binayaran ko eh

makukuha ko ba ulit lahat un?

Bisaya Connections said...

Their agent will entice you with freebies like umbrella, bag, mugs and the chance to win a brand new car just to give them a few minutes to explain their products.

Anonymous said...

me too!!! i have been a victim of this so called company last Feb.5. i had this doubts after i let them swipe my credit card for P9650 and signed up for their insurance. after i got home, i check the net to grab some info about this company..and i found this blog..so i followed the procedure to get my money asap..so i went to their head office last Feb 7 to cancel my policy..their company is near Robinson galleria.. in front of gold's gym..i talked to a guy named gerry pedrasa and gave him the cancellation letter..after that i told him that i want my refund before my credit card be billed this march..he asked me to call him 2 weeks after to follow up for the cancellation..i also called my credit card company to ask for a dispute..and after 2 weeks, i called gerry pedrasa on Feb 21 and told me that they send the cancellation letter to my bank on the 16th of Feb and on Feb 22 when i called my bank, they told me that they issued a refund! i checked my online acct and its true! i got a refund..

Anonymous said...

im hannah, walang pagkakaiba lahat ng procedure nila sa panloloko. muntik nako mabiktima last sunday, march 20, 2011, nagswipe ako ng card, nagsign ng parang application, pinipilit tlga nila ako kahit sinabi ko na na ayoko. nagpasundo ako sa asawa ko kasi ayaw talaga nila ako tigilan. nagattemp pa sila na itago yung sinulatan kong form pero sabi ko "san mo dadalhin yan? bakit mo kinukuha? e information ko yan?". kaya kinuha namin yung form na sinulatan ko. pinipilit nila bawiin company property daw,di ako pumayag sabi ko "papel lang ang property niyo pero information ko ang andito". pinapunit nila sa asawa ko yung form pero di namin tinapon, tinago namin....ask ko lang din po, kung need ko pa po ba hingi nung SOA sa kanila? kasi naswipe nila card ko pero pgcheck ko wala naman bawas. widraw namin lahat, baka po kasi kpg nilagyan uli ng laman dun sila mgbawas? please reply po. thank you very much.

Ryan Hoffman said...

Hi, good day1 i just came across the net searching for a resolution since my Mom got victimized by these people called Phil. Prudential Insurance. The said insurance company charged 70,000 + from her credit card. She complained it to their office (Cagayan de Oro City) but she was told that she can get the refund after 15 years. Now, my question is, can she still get her money back? her credit card company keeps on calling her everyday and asking her to pay. I am very concern since she don't have enough income to pay for the amount. Please enlighten us since we don't know what to do. Any advise would be much appreciated.

Anonymous said...

same here soo disappointed with what i did... on that same day i want to go back to their office cuz it keeps on bothering me if i really did the right thing.... to convince me that there's nothing to worry about, i check on the reviews of their company and this is what i found out. All the blogs and talking about cancellation of their policy... and because of this bad reviews i think i will cancel mine also asap... that would give me a peace of mind... lesson learned.... thank you bloggers....

Anonymous said...

Thanks for this informative blog. I won't say that I got duped into getting a plan, kasi they explained everything and I signed. But after all was said and done, I realized a medyo tagilid nga ang deal. I went back and cancelled my plan immediately. I checked out your blog and the list of things to do to cancel - nagawa naman lahat. I'm hoping na makuha ko yung initial deposit ko right away. I won't rest easy until then. Thanks anyhow for this informative post.

Nina said...

Will I able to get the statement canceled upon inception right away? That day that I have submitted my cancellation letter?

Anonymous said...

Hi1 i am also a victim last saturday. they swiped my card for 27k plus. and when i got home hindi ako mkatulog sa nangyari ang bilis!
Please help. what should i do first?will i inform their ofc or customer service first or go direct to their main office? (where is it nga pla?) thanks so much for this blog!!!

Anonymous said...

I am just now hearing all of this issue and I am extremely worried about whats going to happen with all that money they took from me. I have been paying them for almost three years now and I am just wondering if there is any chance of getting my money back. Approximately P108,000.00. Please help.

Anonymous said...

Ako din nabiktima. nakakainis. hindi ako matahimik hanggang ngayon. Nung saturday lang ako nabiktima( march 10,2012). naggawa na ko nang letter of cancellation. and since sa manila ko nabiktima at ngayon ay nasa probinsya ko, nagpadala ako nang letter sa kanila through a courier. I dont know kung nareceive na nila yung letter ko. Hindi ko din alam kung dapat ko na ba pablock yung credit card ko. Nagtanong ako sa bank and sabi nila, hindi pa pumapasok sa bill ko kaya naiisip ko bago pumasok sa bill ko, papastop ko na cc ko. Nakakabadtrip sila. huhu

Anonymous said...

Just last may18, 2012 when I went to Limketkai I was also victimized by this PPLIC, and they debited my atm for 24,357. Everything was done in haste and when I got home I was thinking it over and yes I was also scammed. They let you decide just for 45 minutes. It's lesson learned.thank you for this blogger. Now i am writing a letter of cancellation because I am really not satisfied with what's inside the policy.

Anonymous said...

Just last may18, 2012 when I went to Limketkai I was also victimized by this PPLIC, and they debited my atm for 24,357. Everything was done in haste and when I got home I was thinking it over and yes I was also scammed. They let you decide just for 45 minutes. It's lesson learned.thank you for this blogger. Now i am writing a letter of cancellation because I am really not satisfied with what's inside the policy.

haopee said...

If I remember correctly, this is where I have based my plan termination. I am unsure but this reminds me of how I did it. Thanks po.

I hope you don't mind me posting a link in this comment about my Battle with Philippine Prudential Life Insurance Co. Inc. and me posting your link in my comment para masdetalyado yung explanation na makukuha nila.

Anonymous said...

hello po magtatanong lang po sana ako kase gusto na pong iwithdraw ng ate ko yong membership nya tapos na po hulogan lahat.Gusto nya pong iparefund nalang yon ano po ba ang dapat nyang gawin?salamat po

Anonymous said...

Gusto ko na rin icancel yung account ko sa kanila pero tapos na yung grace period. pwede pa bang icancel yun? how about refund? pls help. thank you

Anonymous said...

hi po. June 2013. nabiktima rin po ako ng isang agent ng PPLIC sa LIMKETKAI, CDO. The same story as the other victims, within just 45min. napapayag po nila akong sumali sa kanilang company. nag debit po sila ng 4000 sa ATM ko. at first po, ini encourage nila ako na 16000 nalang ung e debit sa ATM ko. dahil sa estudyante pa nga daw po ako pwede na muna daw ung 4000. I only have 20000 in my ATM. I saved it for how many years kasi po gagamitin ko sana un pang review after graduation ko sa college. Abot langit po ang pagsisisi ko nung dumating na po ako ng bahay. natatakot po akong ipaalam sa mga magulang ko. matanong ko po, would they continue debit an amount to my ATM after the debited 4000? pls. help me.

Anonymous said...

hi po! June 2013. nabiktima po ako ng isang agent sa PPLIC sa LIMKETKAI, CDO. the same story as the other victims, within just 45mins. napapayag po nila akong sumali sa company nila. nag debit po sila ng 4000 sa ATM ko. at first po, ini encourage nila akong gawing 16000. pero dahil nga daw student pa po ako pwede na muna daw ung 4000. I only have 20000 in my ATM. I saved it for how many years kasi gagamitin ko po sana yun pang review ko after college. Abot langit po ang pagsisisi ko nung dumating na po ako ng bahay namin. natatakot po akong sabihin sa mga magulang ko. Matanong ko po, would they continue debit an amount my ATM after debited 4000? pls. help po. ito po email ko sandyho_15@yahoo.com

Anonymous said...

Hayy grabe andami nting mga victims nila. Makarma sana cla mga manloloko.
Gagawin ko lhat mabawiko lang pera ko.

Anonymous said...

Paanu po mababawi ang pera. Kung di ba cla madaan s pakiusap. Pwede bang magreport ako s police or ky tulfo. Gagawin ko lhat ng paraan mabawi ko lna pera ko s PPLIC n yan.

Anonymous said...

Hi, nikki ang name ko poh from dumaguete, naloko din aku ng PPLIC nung september 3, 2013 and dalwang plans ung inopen namin ng boyfriend ko. Ung wealth builder plan ung samin,..so we got those freebies na parang hindi registered sa DTI, at nagbayad kami from our BDO joint account nga almost 14K. Ginawa naming quarterly ung payment so bale 28k na ang nakuha nila. I called their hotline last week to cancel at sabi raw wala daw kaming makukuha na cash value after two years pa daw at hindi full ung pera na babalik. So can u help me? May chance pa bang makuha un? Kasi gipit kami ngaun balik na aku sa pagvolunteer sa hospital kaya hindi na namin kaya ung payments. Due payment nga namin khapon, winithdraw namin ung pera namins a bdo.,,

Anonymous said...

Oh my God.. isa dn ako sa mga biktima. I know the company is legal, but on how they sell thier product is so unethical, puro panloloko. Magaling sila sa sales talk to the point na parang na hypnotize na ako. Bukas na bukas dn ipaoa cancel ko ung plan ko

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Anonymous said...

Help me nmn po last yesterday i avail and last night i search and i read this then bumalik po ako sa branch nila para i cancel ayaw nila acsepen reason ko. .anu po gagawin ko mag bibigay nlang po aki nang cancelled letter tomorow?thanks po

John Paul Capili said...

Good eve po. I just inquired at their office to regarding the cancellation of my policy. And according to them 40-45 days pa daw before I get the amount of refund. And the worst is baka daw hindi pa daw ma refund since wala pang 1 year ang policy. I got scared. Meron po ba dito ng policy holder na nibalik ung refund nila after the stated policy na 40-45 days?,thank you po

Anonymous said...

When I signed up for the LABB plus, it started bothering me as soon as I left their office. I felt unsecured with the fact that they made me sign an acknowledgement form with my atm card number and the fact that they didn't allow me to leave the office to withdraw the money they had me use their terminal instead...I wasn't able to check my atm card. Now I'm restless since I'll be able to check my balance tomorrow morning. I'm in doubt whether I should cancel my policy since they said it's a one time annual payment, but I sure am planning to withdraw the money in my atm and cancel my atm. I'm just scared that maybe there's nothing left...thinking about it I should have followed my guts not to fall into their sales talk. I feel so stupid I don't know what came over me. I should've realized it when they told me once I leave their office I won't be able to acquire their services...

I Want to Join LIC said...

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Anonymous said...

hello... ask ko lang po... yung nakuha kong insurance sa pplic is 7 year at 3 years ko na tong binabayaran at gusto ko na tong ipacancel, ang tanong may makukuha pa kaya akong refund or kahit % man lang nung nabayaran ko? may law ba dito sa pinas regarding sa cancellation ng insurance para alam ko isasagot ko pag pinaka cancel ko na yung policy ko

Anonymous said...

hello... ask ko lang po... yung nakuha kong insurance sa pplic is 7 year at 3 years ko na tong binabayaran at gusto ko na tong ipacancel, ang tanong may makukuha pa kaya akong refund or kahit % man lang nung nabayaran ko? may law ba dito sa pinas regarding sa cancellation ng insurance para alam ko isasagot ko pag pinaka cancel ko na yung policy ko

Anonymous said...

Hello po..Ask ko lang po..Isa din po ako sa nabiktima nila..Huli ko na pong nalaman na I was scammed by them..Nagsend ako thru email na ipacancel ko na po yung policy plan ko tapos yung response nila hindi na daw po mairefund pera ko dahil nag.excess na po sa 15 days free look period nila..Then I want my money back..Ano dapat kong gawin? Sana matulungan ninyo ako..Salamat.

Anonymous said...

Hi po. I was also a victim of the same company with the same tactics they'd use. Nag'avail po ako nong aug.27,2014 lg then i decide to cancel it that day too after they swipe my ATM card and got 7,241. Pero sabi nla balik daw aq kinabukas and i did. Kaso yong sales manager ag sinabi di na daw pede kasi the policy is made then pwede ko mkuha yong pera after 2 yrs. Pero gusto ko talaga icancel and bumalik ako dun kahapon (aug.29) together with ny tita so ayon pinagawa nila ako ng letter kaso plain lg po ag nagawa namin kasi on the spot eh. Then pababalikin nla this coming sept.5,2014 po. Does it mean po ba na makacancel yon? Im from davao po pala.

Please reply po. Or msg me @finabaguio18@gmail.com

Melay Hsu said...

Hindi satin ibabalik ung pera kinuha nila lalo nat lgpas n tyo ng 15 days ..msyado silang sakim kht sa impyerno di tatangapin kaluluwa nila mga pinghirapan ntin sila nkinabang..hlos mkipg awaynko sa manager ng pplic di tlga matinag at ang ginawa pa nilakasan ang music pra di marinig ng iba ang reklamo ko..masakit tangapin ..pra isa itong malaking aral ..kikitain pa ntin mga kinuha nila ..kya nxt time mag ingat tayo ..30k+ din nakuha sakin .kakarmahin din sila si GOd na bahala sakanla ..dadating din ang aral pg babayaran nila laht ng ninakaw satin ..my pag asa pa tyo kitain ang mga kinuha nila maging matatag lang ...

Melay Hsu said...

Di nanatin un mairerefund ..kung tpos na ang 15daysfreelook ..karmahin din silang laht ..kulang impyerno sa mga kaluluwa nila si God na bahla saknla...nxt time sobrang pag iingat n isang malaking pgkakamali natin sa buhay ang pinghirapan ntin ng matgal mapupunta lang sa iba ..wag tyo mawawln ng pag asa maging matatag at mg simula uli....

Anonymous said...

if you're looking for a trustworthy online life insurance in the Philippines visit the Axa Ion website.

Anonymous said...

Hi just wanna ask,is the company and all their plans are whole scam?because i've been paying monthly premiums for 3yrs now.

saipoden laguindab said...

Hi ask ko lang po, na return po ba ung pera mo sa prudential life? Paanu po ba? Kc pareho po tau ng case. Tga CDO din po ako. Salamat

Anonymous said...

I think aco pnakalatest victim nila. I went to sm cebu kagabi and sad to say nasal a aco sa mga pnagsasabi nila and now I realized na Ali yong ginawa co. Pls help. I had an initial deposit worth 9585.

Flora Niembra said...

flora niembra. ate pwedi m b k mturoan kng papanu k repond ang pera k ofw po ako ayaw kna pong ipagpag ptoloy ang paghulog k. gsto k npo e concelled ang accnt k?

Flora Niembra said...

tlongan nyo po ako kng papanu k mbalik ang pera k. 30,000 po ang naibigay k sa knila. isa po akong ofw kailangan po ng fmily k ang pera. pls tlongan nyo nman ako kng anu kailangan kng gawin. tnx po

Anonymous said...

Hi po isa din po ako sa na biktima nang PPLIC Bago lang po nong feb 01 2015 gusto ko din po babawiin yong pera ko sa kanila pero hindi po nila e bibigay sa akin.sabi nila makuha kulang daw yong pera ko after 2yrs padaw. E ang tagal non. Same lang din po yong manga ginawa nila sa iba sa akin.ang laki kasi nang pera na kinuha nila sa akin.tapos pina pa sulat din nila aq nang latter na e continiU Kodaw yong contribution q para makuha kodaw yong pera ko after 2 yrs.sa takot ko naman nag sulat ako.para makuha ko yong pera ko after 2yr.sabi pa nila ok lang daw na hindi ako mag babayad hindi raw mamawala yong pera ko.ma e sasa uli parin daw yong pera ko pero after 2yrs pa.plz help me...paano ko makukuha yong pera ko na hindi matagalan..

Anonymous said...

hello po..11 years na ako member PPLC,,hanggang ngayon ay nagbabayad pa din ako thru salary deduction po.nabasa ko lahat mga reklamo nyo,ang mga reklamo nyo po ba ay tinugon? saan po natin makikita ang mga kasagutan nila sa lahat ng mga reklamo natin? Gusto ko na rin ipa stop ang insurance ko po..gipit po ako ngayon,kailangan ko ng pera po.paano po ba makuha ang pera? ano po ba ang email addres nila?

Shane knight said...

Loved to know about the fact.Will definitely keep in mind for betterment.I will definitely follow your ways for betterment.

Elisha Brewster said...

I hope to make things clearer! I hope this insurance scam in the Philippines is not true.

Unknown said...

Hi im rina. scam po ba ah philippine prudential? nainvite nla aqu today and then nagpresent cla sken. To make my story short tnanong nila aqu kung payag dw aqu na kujuha cla ng 4,500 sa cc ko pra dw po un sken bale LBBB plus dw ung maaavail qu.tpos magpaauto debit nlng dw aqu pra sa nxt pay nxt year .unfortunately pumayag aqu na mkakuha ng 4500 sa cc ko pro ung auto debit d nqu pumayag .paglabas ko sa ofis nla sobrang napaisip aqu😕
Mkukuha ko pa ba ung bnyad ko ?tska mkkpagauto debit ba cla sa cc ko kht d ako pumirma sa agreement na un?nangangamba kc aqu meron kc clang copy ng cc number ko.anu po gagawin ko?pls help thankd

Rinalyn Solomon said...

Hi im rina. scam po ba ah philippine prudential? nainvite nla aqu today and then nagpresent cla sken. To make my story short tnanong nila aqu kung payag dw aqu na kujuha cla ng 4,500 sa cc ko pra dw po un sken bale LBBB plus dw ung maaavail qu.tpos magpaauto debit nlng dw aqu pra sa nxt pay nxt year .unfortunately pumayag aqu na mkakuha ng 4500 sa cc ko pro ung auto debit d nqu pumayag .paglabas ko sa ofis nla sobrang napaisip aqu😕
Mkukuha ko pa ba ung bnyad ko ?tska mkkpagauto debit ba cla sa cc ko kht d ako pumirma sa agreement na un?nangangamba kc aqu meron kc clang copy ng cc number ko.anu po gagawin ko?pls help thankd

Rinalyn Solomon said...

Hi im rina. scam po ba ah philippine prudential? nainvite nla aqu today and then nagpresent cla sken. To make my story short tnanong nila aqu kung payag dw aqu na kujuha cla ng 4,500 sa cc ko pra dw po un sken bale LBBB plus dw ung maaavail qu.tpos magpaauto debit nlng dw aqu pra sa nxt pay nxt year .unfortunately pumayag aqu na mkakuha ng 4500 sa cc ko pro ung auto debit d nqu pumayag .paglabas ko sa ofis nla sobrang napaisip aqu😕
Mkukuha ko pa ba ung bnyad ko ?tska mkkpagauto debit ba cla sa cc ko kht d ako pumirma sa agreement na un?nangangamba kc aqu meron kc clang copy ng cc number ko.anu po gagawin ko?pls help thankd

Jenelyn said...

Need my money back , help me ,how?

Jenelyn said...

I want refund too .. Omg scam bha to , bago lang ako ngpamember kahapun lang talaga july 18,2016 .. Help me to get back my money please

Jenelyn said...

Help me , pwd ko pa bha makuha money ko ? 2 days palang poh ang dumaan, msgs me here please maytajor@yahoo.com

just me. said...

nakakainis po tactics nila.. actually they've try it to me once sa robinsons galleria sabi mag fillup lang ng raffle coupon then pinababa sa office nila dun to get it. tas sabi kailangan nga nung 45 mins. discussion to claim it inabot na ng almost 2hrs. and i insisted not to get it nakkainis pa ung sinasabi pati future at pagpapalaki sa anak ko ginagawa nilang reason nainis nako sabi ko aalis nako dahil my lakad pako lagapas 2 hrs na sabi ko kahit hindi ko na kunin yung freebies nilang yun makaalis nlang ako hanggang lumapit yung isang agaent na babae na manager daw nila at pinipilit parin akong kumuha pero hondi pa rin ako kumuha umalis na kme pero pinilit nilang ibigay yung thumbler. after ilang days tumawag sila nung wed. sa office na nila sa ortigas then sabi as part of their 53rd anniv. isa daw po ako sa napili based on computer data base to have their reward na educational voucher sholarship sa college for 2 yrs. hindi ko sya agad pinuntahan kanina ko lang sya pinuntahan then sabi andun lang ako para iclaim ang reward.ko at hindi sila nagaalok dun ng kinemeng insurance but after a few minutes pinafillup lang ako ng raffle at sabi ipapa encode lang yung scholarship hanggang sa nalibang nako sa sales talk ng agent at nde nakapag isip ng tama napilitan akong kumuha ang nkkainis dun nadebit na sa atm ko ung pera tska lang sinabing di na pwede magbago isip ko tapos pagbaba ko ung guard sa bldg. nila ang daming sinai skin bat daw ako kumuha kaya hindi ako mapakali tapos tinawagan ko agad sila after 1 hour lang ang sbi nde na pwedeng ipa cancel. di ko alam ggawin ko at di ko alam panu maibbalik pera ko di ako mapakali kaya i did my research on internet gud thing nabasa ko to. thank you its a bog help ppuntahan ko agad to sa monday bukas po sana kaso sunday baka sarado office nila. maccancel din ba yung security builder na insurance na yun?